The financial industry is in constant flux: new technologies, stricter regulations, and rising customer expectations.
For many companies, that means something has to change – structurally, technologically, and culturally.
That’s where we come in. Not just as a source of ideas, but as a partner on equal footing.
We help you make your organization future-ready – with a clear eye on strategy, feasibility, and real-world implementation.
Our Approach to Transformation
For us, transformation is more than just a new system or process.
It’s about the sustainable evolution of your organization – across technology, structure, and people.
We think ahead. We ask the right questions. And we support you every step of the way:
From strategic alignment and process design to successful implementation.
What’s in it for you
- Stay competitive with solutions built for the future
- Gain efficiency through streamlined operations and digital processes
- Future-proof your IT with scalable, flexible structures
- Create better customer experiences – because your digital touchpoints just work
Transformation that delivers – measurably and sustainably
- Lower costs: through optimized operating models and more efficient IT
- Greater speed: thanks to automated processes and reduced friction
- Stronger customer journeys: through clearer user flows and higher conversion rates
Digitalization is no longer a future trend – it’s happening now.
We help you integrate technology in a meaningful way, prepare your IT for tomorrow, and design processes that reduce complexity instead of adding to it.
Our goal: greater efficiency, more innovation, and better customer experiences. All tailored to fit your organization – not the other way around.
What we can do for you in concrete terms:
- Use technology with purpose: We support you in selecting and implementing platforms that genuinely improve your operations – and impress your customers.
- Modernize IT infrastructure – with minimal friction: Secure migrations, high-performance systems, smooth operations – we make sure your IT delivers on its promises.
- Automate processes: Fewer manual steps, more streamlined workflows – for faster results and fewer everyday errors.
- Improve digital customer experiences: Whether it’s an app, a client portal, or self-service – we design intuitive touchpoints that make interactions easy and strengthen customer loyalty.
- Leverage SAP Banking more efficiently: We help you get more out of your SAP environment – with solutions that bring transparency, control, and real efficiency.
Digital transformation can change everything – if you do it right.
We’ll help you find the path that truly fits your organization.
As markets evolve, business models must keep pace – or be reimagined entirely.
We support you in strategically developing your offerings, realigning existing units, or exiting business areas that no longer fit. Always with a focus on customer needs, efficiency, and future viability.
How we support you in practice:
- Developing and implementing new business models: From initial idea to successful launch – for example, product marketplaces, structured products, or digital platform solutions.
- Building partnerships and ecosystems: Establishing strategic collaborations – such as omnichannel platforms like OKP within agree21 or your own ecosystem initiatives.
- Reshaping revenue structures: Refining existing business areas or phasing them out with a clear strategic lens.
- Managing the phase-out of business units: With structured planning, a strong compliance focus, and clean project execution.
Change only succeeds when it’s embraced throughout the organization.
We support you in evolving structures, actively shaping cultural transformation, and introducing modern ways of working – always grounded in real-world needs.
Our services at a glance:
- Evolving and enabling agile organizations: From reorganizing business units and selecting or migrating IT systems to realigning products and processes.
- Empowering New Work & modern work models: We guide projects for hybrid working environments – for example, with savings banks and cooperative banks – and implement campus-based models.
- Driving change management – not just administering it: We foster buy-in, support internal communication, and help make change happen.
- Supporting infrastructure transformation: From relocating offices to full redesigns of physical spaces – we take a holistic view of transformation.
Efficiency isn’t about speed at any cost – it’s about well-designed processes, streamlined workflows, and a sharp focus on what truly matters.
We help you deploy resources effectively and build structures that deliver long-term relief and value.
How we help you achieve greater efficiency:
- Simplifying and optimizing processes: For example, in trading operations, securities processing, or regulatory workflows.
- Targeted outsourcing: From IT operations to mail handling – we develop tailored shared service models.
- Achieving more with less effort: Clearer responsibilities, reduced redundancy, and increased automation.
Regulatory requirements can be demanding – but they don’t have to become a permanent construction site.
We help you implement regulations effectively, establish clean processes, and embed compliance into your organization without disrupting operations.
What we do for you:
- Implementing and integrating new regulations: For example, capital gains tax, GDPR, BaFin guidelines, DDPA, DORA, and more.
- Designing professional regulatory reporting: Setting up processes, ensuring data availability, and maintaining clear documentation.
- Developing and strengthening your SFO (Second Line of Defense): From process design and policy development to hands-on implementation – including standardized SFO processes.